AI consultancy · Ghana
AI consultancy for Ghanaian businesses
Ghana has more registered mobile money accounts than people, and most customer conversations start on a phone. We are a UK firm that sets up AI on your own accounts, by video, at a fixed price agreed first. Here are the figures, the data rules and how paying from Accra works.
From £395 (about $520)
Based in the UK, working by video with businesses in Ghana. Accra is on UK time in winter and one hour behind in summer.
Ghana at a glance
The numbers behind this page, with sources.
| What | The figure | Source |
|---|---|---|
| Internet users | 26.3 million, 74.6% of the population, end of 2025 | DataReportal, Digital 2026 |
| Mobile money | GH¢518.4 billion moved in December 2025; 80.5 million registered accounts, 26.7 million active | Bank of Ghana data via Citi Newsroom |
| Economic growth | 6.0% in 2025; information and communication grew 20.2% | Ghana Statistical Service via GNA |
| Remittances | Nearly US$7.8 billion in 2025, up from US$4.6 billion in 2024 | Bank of Ghana Governor via Graphic |
| The cedi | Gained more than 40% against the dollar in 2025, then lost 7.9% in the first half of 2026 | Bank of Ghana via GNA |
| Data protection | 2,575 data controllers registered with the Data Protection Commission in 2026 | GNA, October 2026 |
Figures checked October 2026. The text below links to each original report.
Why AI fits Ghanaian firms now
The table says three things. Customers are online (DataReportal, 2026), payments are digital (Bank of Ghana via Citi Newsroom), and information and communication grew fastest in 2025 (GSS via GNA).
Picture a Monday in an Accra office. A developer has 60 unread WhatsApp messages from buyers in Houston and Birmingham. Loan officers answer balance questions by voice note. Someone retypes waybills into a spreadsheet. None of that needs a new system, just the tools you already pay for set up to draft, sort and remind, with a person approving.
Budget with the cedi in mind. It gained more than 40% against the dollar in 2025 (IMF data via Ghanaian Times) and gave back 7.9% in the first half of 2026 (Bank of Ghana via GNA). Our prices are fixed in pounds, so firms earning dollars, or selling to Ghanaians abroad, feel the cost least. If you earn only cedis, start with the Kick-Start and judge it on one job.
The rules in one plain section
Data Protection Act, 2012 (Act 843). If you process personal data, register with the Data Protection Commission and renew on time. In October 2026 the Commission announced spot checks, inspections and registration checks, and said it will no longer rely only on persuasion (GNA, 2026). A draft Data Protection Bill that would replace Act 843 went to consultation in October 2025; until it passes, Act 843 applies.
Marketing. Direct marketing needs prior written consent and a way to stop; service messages such as receipts don't (LexAfrica, 2026). An AI that answers enquiries is fine. One that blasts promotions at a bought list is not.
Sector regulators. The Bank of Ghana for lenders and the Real Estate Agency Council for property, covered on the sector pages below.
Working from the UK. We build inside your own accounts, so data stays in your systems and you remain the controller. Remote access from the UK can still count as sending data abroad, so we agree the basis with you in writing. We are not lawyers; this is not legal advice.
Paying from Ghana
-
A free call first
Fifteen minutes by video. Tell us the job that wastes most time and we say honestly whether AI helps. -
An invoice in pounds
You can pay online by card in pounds sterling, or ask for an invoice payable by card or international bank transfer within 7 days. No UK VAT is added; ask your accountant about any Ghanaian tax on imported services. -
Work by video
Everything is set up on your own accounts, written down and handed over, so you are not tied to us.
What we'd set up first, by sector
Starting points. The free call decides which fits.
Property
Diaspora enquiries answered overnight
Draft replies to buyers abroad from your price list and payment plans, viewings booked, and a document checklist per sale.
Microfinance
A staff assistant on your product rules
Loan officers get answers from your own manuals and the Bank of Ghana guidance you supply. No customer data goes in.
Any office
An AI policy staff will read
One page on which tools staff may use and what never goes into them, plus a short staff guide.
AI policy, £295 (about $390)Sector guides for Ghana
Prices for Ghanaian clients
Pounds sterling; dollar figures are a guide at October 2026 rates. Take Managed AI set-up, or a build quoted at £1,000 or more, within 60 days and the Kick-Start fee comes off.
A WhatsApp agent of our own is in build
The JHC Sector Agent will answer on your own WhatsApp Business number, qualify enquiries, book calls, send a MoMo or card payment link where your provider supports it, and hand over to a person. It has no price or launch date yet. Today we can quote an automation or a website assistant instead.
Questions people ask
Can a UK company set up AI for a business in Ghana?
Yes, by video, inside your own accounts, with remote access from the UK documented under Act 843.
How do we pay from Ghana?
By card online in pounds, or by invoice, paid by card or international bank transfer within 7 days.
Do you have staff or an office in Accra?
No. We are a UK business led by founder Ross Hayes and work by video. We don't claim local partners or past Ghanaian projects.
Which sector should start first?
Whichever has the most repeated messages. For most Ghanaian firms that is WhatsApp enquiries or repayment and payment reminders.
Who you'll work with
James Hayes Consulting is a UK AI consultancy led by Ross Hayes, who builds software for his own businesses and uses AI tools in them every day. We work with overseas businesses by video, set AI up on your real work, and tell you straight if something isn’t worth paying for.
Every project starts with a free 15-minute video call. Prices are in pounds sterling and agreed in writing before you commit; UK VAT isn’t added.
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