AI consultancy · Nigeria
AI consultancy for Nigerian businesses
Your customers already message you on WhatsApp, often late at night, and your staff already paste work into free AI tools. We are a UK consultancy that sets AI up properly on your own accounts, by video, at fixed prices. Below: the Nigerian rules, how to pay from Nigeria, and what we would set up first.
From £395 (about $520)
Based in the UK, working by video with businesses in Nigeria. Lagos is on UK time in winter and one hour ahead in summer.
Why AI fits Nigerian businesses now
New firms are forming fast. The Corporate Affairs Commission said in February 2026 that it handles close to 10,000 business registration requests a day, after putting AI into its own services (Nairametrics, February 2026). In Q3 2025 insurance grew 20.78% and financial institutions 19.46%, among the fastest of any sector (Nairametrics, from NBS data).
Most of that growth runs through a phone. WhatsApp was mentioned by more than 95% of Nigerian internet users aged 16 and over in Q3 2024 (Statista), so enquiries, follow-ups and payment reminders all land in one chat app, usually answered by a person typing.
That is where the edge is. A firm that replies in two minutes at 10pm, with the right price list and a clear next step, looks very different from one that replies the next afternoon.
Nigeria at a glance
The figures behind this page, with the year each refers to.
| What | The figure | Source |
|---|---|---|
| Business registration requests | Close to 10,000 a day (February 2026) | Corporate Affairs Commission, via Nairametrics |
| Real GDP growth, Q3 2025 | 3.98% year on year | National Bureau of Statistics, via NAN |
| Insurance growth, Q3 2025 | 20.78% | NBS data, via Nairametrics |
| Financial institutions growth, Q3 2025 | 19.46% | NBS data, via Nairametrics |
| WhatsApp use | Mentioned by over 95% of internet users aged 16+ (Q3 2024) | Statista |
| Diaspora remittances, 2024 | US$20.93 billion | Central Bank of Nigeria figure, via Nairametrics |
| Main data law | Nigeria Data Protection Act 2023, with the GAID in force from 19 September 2025 | Nigeria Data Protection Commission |
Figures checked October 2026. Fees change, so confirm them with the provider.
The rules, in one plain section
Data protection. The Nigeria Data Protection Act 2023 is enforced by the Nigeria Data Protection Commission. Its General Application and Implementation Directive (GAID) took effect on 19 September 2025. Fines for a data controller of major importance can reach ₦10 million or 2% of annual gross revenue, whichever is higher.
Sending data abroad. Sections 41 to 43 of the Act allow transfers outside Nigeria only with adequate protection or another recognised basis, and our remote access from the UK can count as one. We work inside your own accounts, so you stay the controller, and we document the transfer basis with you before we start.
Decisions about people. Section 37 restricts decisions made solely by automated means with significant effects. So AI drafts, sorts and reminds, and a person decides on credit, claims and money.
Sector rules. Digital lenders answer to the FCCPC, insurers to NAICOM, Lagos property firms to LASRERA; our sector pages cover each. This is not legal advice.
What we would set up first, by sector
Real estate
Developers and realtors in Lagos and Abuja
Sorting the WhatsApp flood from Instagram ads, qualifying buyers and booking inspections.
AI for real estate in NigeriaFinance
Digital lenders, microfinance banks, brokers
Loan and policy FAQs, claim intake and repayment reminders written to the FCCPC rules.
AI for lenders and insurersRetail
Online shops and distributors
Stock, delivery and price answers from your own product list, and product descriptions drafted from your spreadsheet.
In build
The JHC Sector Agent
Our WhatsApp agent for your own business number: answer, qualify, book, send a payment link, hand over. Still being built.
Join the early listFixed prices, in pounds
You pay the pound price; dollars are a guide at the 16 October 2026 rate. Commission a build of £1,000 or more within 60 days and the £395 comes off it.
How to buy from Nigeria
-
A free 15-minute call
By video, to check whether AI is worth it for your firm. If it isn't, we will say so. -
An invoice in pounds
You can pay online by card in pounds sterling, or ask for an invoice and pay it by card or international bank transfer within 7 days. Dollar limits on naira cards vary by bank and changed several times in 2026, so a transfer is often the steadier route for larger sums. -
Tax on your side
We are not UK VAT registered, so no UK VAT is added. Nigerian VAT on imported services may apply to you: ask your accountant.
Our Nigeria sector pages
Questions people ask
Can a UK company set up AI for a business in Nigeria?
Yes, by video, inside your own accounts. Because remote access from the UK can count as a transfer under the NDPA, we document the transfer basis with you.
How much does an AI consultant cost in Nigeria?
Our prices are fixed and published: the AI Kick-Start is £395 (about $520) and the full opportunity audit is £995 (about $1,320). Larger builds are quoted in writing before you commit.
Is it legal to use ChatGPT with customer data in Nigeria?
The NDPA does not ban AI tools, but you need a lawful basis, security and care with transfers abroad. Keep customer records out of free consumer accounts.
Who you'll work with
James Hayes Consulting is a UK AI consultancy led by Ross Hayes, who builds software for his own businesses and uses AI tools in them every day. We work with overseas businesses by video, set AI up on your real work, and tell you straight if something isn’t worth paying for.
Every project starts with a free 15-minute video call. Prices are in pounds sterling and agreed in writing before you commit; UK VAT isn’t added.
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